Ethos life insurance includes free wills
Ethos life insurance includes free wills
$2M in coverage starts at $2/day
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Creating a will is a vital step in making sure your wishes are honored after you pass. Ethos makes it easy to complete a legally valid will online in minutes. For eligible customers, this service is included as a complimentary estate planning benefit when you purchase certain life insurance policies through Ethos.
Please note: To be legally valid, wills must be properly notarized and executed in accordance with your state's laws and the estate planning benefit is not available in Alaska, Louisiana, South Dakota, or Washington.
Learn more about how life insurance works and explore our coverage options.
A will, or "last will and testament," is a legal document that outlines how your assets should be distributed after death. It also allows you to name an executor to carry out your wishes and assign guardians for minor children. Without a will, state laws determine how your estate is divided, which may not align with your preferences. A will gives you control, helps avoid family disputes, and makes the probate process smoother.
For a legal overview of wills, refer to this guide from the American Bar Association.
When you purchase certain life insurance policies through Ethos, you gain access to a free, legally valid will-writing tool as part of your policy's additional benefits. This service helps you document your wishes and create a will that reflects your values and responsibilities.
Free and Legally Valid
- The will creation tool is included at no extra cost with eligible life insurance policies.
- Documents are designed to meet state-specific legal standards.
Fast and Easy Online Process
- Complete your will online in under 20 minutes.
- Guided prompts simplify each step of the process.
Secure and Private
- Your personal information is handled securely and kept private.
- Ethos does not share your data with third parties without your consent.
Disclaimer: To be legally valid, wills must be properly notarized and executed in accordance with your state's laws
With this service, you can:
- Name beneficiaries for assets like real estate and personal property.
- Appoint an executor to carry out your instructions
- Assign guardians for minor children
These features help ensure your loved ones are cared for according to your wishes.
Learn more about why estate planning matters from the CFPB.
To make your will legally enforceable:
- Follow your state’s specific witnessing and notarization requirements
It’s also important to review and update your will when major life events occur, such as marriage, divorce, or the birth of a child.
- Help to ensure your loved ones have someone who takes care of them if they lost you
- Reduce the headache your family may face with the courts
Anyone with assets, dependents, or specific wishes for their estate should consider creating a will. Even if your estate is modest, a will can:
- Clarify how your belongings should be handled
- Appoint guardians for children
- Avoid unnecessary complications during probate
Many people delay making a will due to cost or inconvenience. Ethos helps remove those barriers by including this service with certain policies.
You can also read our estate planning overview to learn how wills and life insurance can work together.
FAQs
How can I make a will for free?
- Certain life insurance policies from Ethos include a complimentary online will-writing tool
- You complete your will online, then print and sign it according to your state’s requirements to finalize
Is an online will legally valid?
- Yes, when created using a compliant platform and signed according to your state's requirements
- Ethos provides access to a tool designed to produce legally valid documents when you follow your state’s requirements
Do I need a lawyer to create a will?
- Not necessarily. People with simpler assets or estates can frequently meet their estate planning needs by using online tools and without a lawyer.
- If your estate is complex, you may wish to consult an attorney
Can I update my will later?
- Yes. Life events like marriage, divorce, or having children are good times to review and update your will
- The Ethos online tool allows for updates as needed
How does Ethos protect my personal data?
- Your personal information is handled securely and kept private throughout the will-making process.
- Ethos follows strict privacy practices and does not share your data without consent
Why do I need a will and/or an estate plan?
Creating a will or estate plan is the easiest way to secure your family’s future. You can determine how you want your assets distributed, and select a guardian to care for your children if you were to pass away. Completing these documents can help you breathe easier and give you peace of mind.
How long does the process take?
The process can be done online in under an hour (often even faster). Be sure to communicate with your loved ones who will be involved in your estate plan.
I’m a policyholder*. Where can I find this perk?
Depending on your current Ethos policy, you will be able to add the will and/or estate planning tools to your policy at no additional cost. Sign into your account to access this perk. Can’t find it? Our team can help! Contact us.
Get a free quote online and find coverage that fits your budget and goals—all without the hassle of a medical exam | Just a few health questions in many cases.
Disclosure: The free will-writing service is an estate planning benefit offered with select life insurance policies sold through Ethos. It is not a standalone product and should not be the sole reason to purchase life insurance. This benefit is not available in AK, LA, SD, and WA.
The information and content provided is for informational purposes only, and it is not to be considered legal, tax, investment, or financial advice, recommendation, or endorsement. You should consult with an attorney or other professional to determine what may be best for your individual needs.