As a licensed producer and third-party administrator, Ethos works with some of the industry's top life insurance carriers to sell reliable policies, including Legal & General America, TruStage™ Financial Group, Inc., Ameritas Life Insurance Corp., Mutual of Omaha, and John Hancock. Ethos has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the established insurance companies that have paid billions of dollars in claims. Check out a few of our carriers below.
We offer fully underwritten and simplified issue term policies insured by Banner Life Insurance Company, a Legal & General America company. Legal & General America (LGA) has been helping protect people for more than 70 years, with 1.4M US customers, and $105B in new coverage issued in 2023. LGA has achieved strong ratings according to several independent financial strength measures.
We work with TruStage™ to offer term and whole life insurance designed to be quick and simple, with no medical exam required. TruStage is made available by CMFG Life Insurance Company and MEMBERS Life Insurance Company, a trusted name that has served more than 20 million people for over 80 years.
CMFG Life consistently receives excellent ratings from the major credit rating agencies:
We work with Ameritas Life Insurance Corp. to offer simplified term life insurance without medical exams. Ameritas (Est. 1887) is a top-rated insurer that serves millions of customers nationwide.
We work with Mutual of Omaha to offer accidental death insurance with guaranteed coverage. A pioneer in the insurance industry, founded in 1909. A solid, family-oriented company that’s reliable, trustworthy, knowledgeable, and caring, with over 5.7 million policies in force. Mutual of Omaha has achieved strong ratings from three major rating services.*
We partner with John Hancock Life Insurance Company (U.S.A.) to offer simplified issue return-of-premium term life insurance. This product is designed to be quick and straightforward, requiring no medical exam, and is available through our agent network. John Hancock’s mission is clear: helping customers live longer, healthier, and better lives™. Since 1862, they have been issuing life insurance and consistently receive top ratings for financial strength.