Creating a will is a vital step in making sure your wishes are honored after you pass. Ethos makes it easy to complete a legally valid will online in minutes. For eligible customers, this service is included as a complimentary estate planning benefit when you purchase certain life insurance policies through Ethos.

Please note: To be legally valid, wills must be properly notarized and executed in accordance with your state's laws and the estate planning benefit is not available in Alaska, Louisiana, South Dakota, or Washington.

Learn more about how life insurance works and explore our coverage options.

A will, or "last will and testament," is a legal document that outlines how your assets should be distributed after death. It also allows you to name an executor to carry out your wishes and assign guardians for minor children. Without a will, state laws determine how your estate is divided, which may not align with your preferences. A will gives you control, helps avoid family disputes, and makes the probate process smoother.

For a legal overview of wills, refer to this guide from the American Bar Association.

When you purchase certain life insurance policies through Ethos, you gain access to a free, legally valid will-writing tool as part of your policy's additional benefits. This service helps you document your wishes and create a will that reflects your values and responsibilities.

Free and Legally Valid

• The will creation tool is included at no extra cost with eligible life insurance policies.
• Documents are designed to meet state-specific legal standards.

Fast and Easy Online Process

• Complete your will online in under 20 minutes.
• Guided prompts simplify each step of the process.

Secure and Private

• Your personal information is handled securely and kept private.
• Ethos does not share your data with third parties without your consent.

Disclaimer: To be legally valid, wills must be properly notarized and executed in accordance with your state's laws

With this service, you can:

• Name beneficiaries for assets like real estate and personal property.
• Appoint an executor to carry out your instructions
• Assign guardians for minor children

These features help ensure your loved ones are cared for according to your wishes.

Learn more about why estate planning matters from the CFPB.

To make your will legally enforceable:

• Follow your state’s specific witnessing and notarization requirements

It’s also important to review and update your will when major life events occur, such as marriage, divorce, or the birth of a child.

Anyone with assets, dependents, or specific wishes for their estate should consider creating a will. Even if your estate is modest, a will can:

• Clarify how your belongings should be handled
• Appoint guardians for children
• Avoid unnecessary complications during probate

Many people delay making a will due to cost or inconvenience. Ethos helps remove those barriers by including this service with certain policies.

You can also read our estate planning overview to learn how wills and life insurance can work together.