\n
\nWe try to make the process really simple, but if you or your client have any questions or need help, contact Ethos at agents@ethoslife.com.
Ethos is a licensed agency that provides producer, underwriting, and third-party administrator (TPA) services. We're not a carrier, but we contract directly with top-tier carriers to provide policies on the carrier’s paper through our site, ethoslife.com.
"}},{"@type":"Question","name":"What are the requirements to join Ethos for Agents?","acceptedAnswer":{"@type":"Answer","text":"To work with Ethos, you must have a current life insurance producer license in the state(s) you would like to refer clients, at least $1M in E&O insurance coverage, and a W-9 on file with us.
"}},{"@type":"Question","name":"How much coverage is available and at what term lengths?","acceptedAnswer":{"@type":"Answer","text":"We currently offer up to $2 million in face value and have term lengths of 10, 15, 20, or 30 years, plus whole life options.
"}},{"@type":"Question","name":"What carriers does Ethos work with?","acceptedAnswer":{"@type":"Answer","text":"Ethos provides life insurance issued by A-rated carriers, including Legal & General America, Ameritas Life Insurance Group, TruStage™, and multiple reinsurers.
"}},{"@type":"Question","name":"What life insurance product does Ethos offer?","acceptedAnswer":{"@type":"Answer","text":"Ethos for Agents currently offers Level Term Life, SITL (Simplified Issue Term Life), SIWL (Simplified Issue Whole Life), and GAWL (Guaranteed Acceptance Whole Life) options.
"}},{"@type":"Question","name":"What makes Ethos different?","acceptedAnswer":{"@type":"Answer","text":"We’ve built an industry-leading product that is transforming the industry with our 100% online sales platform. Our proprietary underwriting engine algorithmically assigns each customer to the appropriate product so applicants can get the coverage that best fits their unique needs as fast as possible. We also make it easy for insurance agents to build their business with Ethos life insurance through a 100% online sales platform.
"}},{"@type":"Question","name":"Who is Ethos?","acceptedAnswer":{"@type":"Answer","text":"Ethos is a next-generation insurtech company offering life insurance products that can be bound online. The 100% online application takes just minutes, many policies are issued same-day, and there are no medical exams required—just a few health questions.
"}},{"@type":"Question","name":"Who needs a medical exam?","acceptedAnswer":{"@type":"Answer","text":"No one. All Ethos policies are underwritten without a medical exam—just a few health, lifestyle and financial questions.
"}}]}