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Life insurance
Life insurance 101
A handy guide to life insurance.
Learn more
Life insurance
No medical exam life insurance
Life insurance rates by age
$500K life insurance
$1 million life insurance
Term life
Term life insurance
10 year term life insurance
20 year term life insurance
30 year term life insurance
Whole life
Whole life insurance
Guaranteed whole life insurance
Understanding whole life insurance
Permanent and whole life insurance
Final expenses
End of life expenses
Burial insurance
Resources
How much life insurance do I need?
How is life insurance cost determined?
Life insurance coverage calculator
Life insurance blog
Free wills & estate plans
Wills & estate plans 101
Free will with life insurance
Why Ethos
Why Ethos
How Ethos works
Customer reviews
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Ethos for agents
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FAQs
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Complete guide to life insurance
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Check my price
Ethos Logo
Life insurance
Life insurance 101
A handy guide to life insurance.
Learn more
Life insurance
No medical exam life insurance
Life insurance rates by age
$500K life insurance
$1 million life insurance
Term life
Term life insurance
10 year term life insurance
20 year term life insurance
30 year term life insurance
Whole life
Whole life insurance
Guaranteed whole life insurance
Understanding whole life insurance
Permanent and whole life insurance
Final expenses
End of life expenses
Burial insurance
Resources
How much life insurance do I need?
How is life insurance cost determined?
Life insurance coverage calculator
Life insurance blog
Free wills & estate plans
Wills & estate plans
101
Why everybody needs a plan.
Free will with life
insurance
Why Ethos
Why
Ethos
Fast, easy life insurance you can trust.
How Ethos
works
Customer
reviews
Agents
Ethos for
agents
Grow your business with Ethos.
Join as an
agent
Log in as an
agent
FAQs
FAQs
Everything you need to know to make a plan.
Complete guide to life
insurance
Contact
us
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calculator
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Ethos
Ethos
Does Ethos have
agents?
In short, yes. Ethos is designed so that you can apply for life insurance the way you want.
Can I get coverage with Ethos, even if I’ve had health
problems?
It’s possible to be denied coverage, but your history of health problems shouldn’t stop you from applying.
Can I replace a policy from another company with
Ethos?
Depending on the product, Ethos may not be able to offer you coverage if you intend to replace existing coverage.
Does life insurance cover coronavirus
(COVID-19)?
Yes. The policies we sell cover coronavirus.
Does Ethos offer policies that include
riders?
Yes, some Ethos policies include riders.
Does Ethos only offer term life
insurance?
Currently, Ethos offers term and guaranteed issue whole life insurance policies.
How do I know that your policies are
reliable?
The policies we offer are insured by some of the world’s best life insurance companies.
Can I refer someone to
Ethos?
We love referrals! Share Ethos with friends and family.
What makes Ethos
different?
Ethos makes it easy for families to get affordable life insurance coverage to protect their loved ones.
How much coverage can I apply
for?
We offer a wide range of coverage options. Coverage amounts vary by policyholder eligibility, policy type and carrier.
What does a policy administered by Ethos
cover?
Ultimately, it is up to the beneficiary to decide how to use the death benefit.
Does Ethos offer a money-back
guarantee?
Yes. Each policy has a 30-day money-back guarantee. After that, you can cancel anytime with no extra fees.
Who is eligible to apply for a policy with
Ethos?
US citizens and permanent residents from ages 20-85 may apply in every US state, except New York.
Who are your
investors?
Sequoia, Accel, GV, Goldman Sachs, Jay-Z, and Will Smith—to name a few.
Does Ethos have
agents?
In short, yes. Ethos is designed so that you can apply for life insurance the way you want.
Can I get coverage with Ethos, even if I’ve had health
problems?
It’s possible to be denied coverage, but your history of health problems shouldn’t stop you from applying.
Can I replace a policy from another company with
Ethos?
Depending on the product, Ethos may not be able to offer you coverage if you intend to replace existing coverage.
Does life insurance cover coronavirus
(COVID-19)?
Yes. The policies we sell cover coronavirus.
Does Ethos offer policies that include
riders?
Yes, some Ethos policies include riders.
Does Ethos only offer term life
insurance?
Currently, Ethos offers term and guaranteed issue whole life insurance policies.
How do I know that your policies are
reliable?
The policies we offer are insured by some of the world’s best life insurance companies.
Can I refer someone to
Ethos?
We love referrals! Share Ethos with friends and family.
What makes Ethos
different?
Ethos makes it easy for families to get affordable life insurance coverage to protect their loved ones.
How much coverage can I apply
for?
We offer a wide range of coverage options. Coverage amounts vary by policyholder eligibility, policy type and carrier.
What does a policy administered by Ethos
cover?
Ultimately, it is up to the beneficiary to decide how to use the death benefit.
Does Ethos offer a money-back
guarantee?
Yes. Each policy has a 30-day money-back guarantee. After that, you can cancel anytime with no extra fees.
Who is eligible to apply for a policy with
Ethos?
US citizens and permanent residents from ages 20-85 may apply in every US state, except New York.
Who are your
investors?
Sequoia, Accel, GV, Goldman Sachs, Jay-Z, and Will Smith—to name a few.