How do I know that your policies are reliable?

We work with some of the industry’s largest and most respected companies —so you get the reliability of centuries-old industry leaders with the convenience of a modern technology company.

As a third-party administrator, Ethos administers policies issued by Legal & General, America (est. 1836), which has A+ (Superior) rating from A.M. Best and serves 10 million customers worldwide through its family of companies. These policies are reinsured by Munich Re (est. 1880), which also holds an A+ (Superior) rating from A.M. Best. Together, these insurance giants have paid out hundreds of millions of dollars in life insurance claims for over a hundred years.

We have also teamed up with TruStage™ to secure coverage for any person who we could not otherwise offer coverage to. TruStage™ administers policies for CMFG Life Insurance company (est. 1935), which has an A (Excellent) rating from A.M. Best and protects more than 20 million families across the U.S.