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Life insurance
Life insurance 101
A handy guide to life insurance.
Learn more
Life insurance
No medical exam life insurance
Life insurance rates by age
$500K life insurance
$1 million life insurance
Term life
Term life insurance
10 year term life insurance
20 year term life insurance
30 year term life insurance
Whole life
Whole life insurance
Guaranteed whole life insurance
Understanding whole life insurance
Permanent and whole life insurance
Final expenses
End of life expenses
Burial insurance
Resources
How much life insurance do I need?
How is life insurance cost determined?
Life insurance coverage calculator
Life insurance blog
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Wills & estate plans 101
Free will with life insurance
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Check my price
Ethos Logo
Life insurance
Life insurance 101
A handy guide to life insurance.
Learn more
Life insurance
No medical exam life insurance
Life insurance rates by age
$500K life insurance
$1 million life insurance
Term life
Term life insurance
10 year term life insurance
20 year term life insurance
30 year term life insurance
Whole life
Whole life insurance
Guaranteed whole life insurance
Understanding whole life insurance
Permanent and whole life insurance
Final expenses
End of life expenses
Burial insurance
Resources
How much life insurance do I need?
How is life insurance cost determined?
Life insurance coverage calculator
Life insurance blog
Free wills & estate plans
Wills & estate plans
101
Why everybody needs a plan.
Free will with life
insurance
Why Ethos
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Ethos
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Life Insurance Basics
Life Insurance Basics
Can I choose more than one
beneficiary?
Yes. You are able to choose multiple beneficiaries.
Do I need life
insurance?
If you’re married, have children or dependents, own a home, or own a business—you probably do.
How is accidental death different from life
insurance?
Accidental death insurance only provides coverage in the event of a covered accident.
How much coverage do I
need?
Everyone’s needs are different. When purchasing coverage evaluate what you're buying for to determine how much you need.
I already have life insurance through work. Is it
enough?
There’s a good chance it’s not enough. Additionally, the coverage typically won’t last if you leave the company.
Is Guaranteed Issue Whole Life right for
me?
This policy option is best for people over the age of 65 years old.
What are key features of Guaranteed Issue Whole Life
Policies?
There are a lot of reasons people go with Guaranteed issue whole life policies.
What are the benefits of a guaranteed issue whole life insurance
policy?
No medical exams, level premiums, policy builds cash value, and guaranteed approval.
What does life insurance
cover?
What life insurance covers can be answered in two ways: the expenses it covers, and the types of death it covers.
What is a
beneficiary?
The person(s) who receives the policy proceeds if you pass away while your policy is in force.
What is a death benefit? Is it
taxed?
The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.
What is a life insurance
rider?
A rider is a document that becomes a part of a life insurance policy, which can provide additional coverage or benefits.
What is life
insurance?
You make payments to a life insurance company, and they give your loved ones a payout if you pass away.
What is permanent and whole life
insurance?
Permanent life insurance lasts for your whole life and typically has a cash value component.
What is term life
insurance?
An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”
Which term length is right for
me?
It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.
What is
underwriting?
How life insurance companies determine whether they’re able to insure you, and how much it will cost.
What kind of life insurance do I
need?
It depends on your situation. You’ll need to understand your coverage needs to decide which type of policy is right.
When should I get life
insurance?
There are a few milestones in life that typically mean it’s time for life insurance. Plus, obtaining a new policy gets m...
Can I choose more than one
beneficiary?
Yes. You are able to choose multiple beneficiaries.
Do I need life
insurance?
If you’re married, have children or dependents, own a home, or own a business—you probably do.
How is accidental death different from life
insurance?
Accidental death insurance only provides coverage in the event of a covered accident.
How much coverage do I
need?
Everyone’s needs are different. When purchasing coverage evaluate what you're buying for to determine how much you need.
I already have life insurance through work. Is it
enough?
There’s a good chance it’s not enough. Additionally, the coverage typically won’t last if you leave the company.
Is Guaranteed Issue Whole Life right for
me?
This policy option is best for people over the age of 65 years old.
What are key features of Guaranteed Issue Whole Life
Policies?
There are a lot of reasons people go with Guaranteed issue whole life policies.
What are the benefits of a guaranteed issue whole life insurance
policy?
No medical exams, level premiums, policy builds cash value, and guaranteed approval.
What does life insurance
cover?
What life insurance covers can be answered in two ways: the expenses it covers, and the types of death it covers.
What is a
beneficiary?
The person(s) who receives the policy proceeds if you pass away while your policy is in force.
What is a death benefit? Is it
taxed?
The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.
What is a life insurance
rider?
A rider is a document that becomes a part of a life insurance policy, which can provide additional coverage or benefits.
What is life
insurance?
You make payments to a life insurance company, and they give your loved ones a payout if you pass away.
What is permanent and whole life
insurance?
Permanent life insurance lasts for your whole life and typically has a cash value component.
What is term life
insurance?
An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”
Which term length is right for
me?
It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.
What is
underwriting?
How life insurance companies determine whether they’re able to insure you, and how much it will cost.
What kind of life insurance do I
need?
It depends on your situation. You’ll need to understand your coverage needs to decide which type of policy is right.
When should I get life
insurance?
There are a few milestones in life that typically mean it’s time for life insurance. Plus, obtaining a new policy gets m...